银行卡服务费不足后果

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如果银行扣服务费没有成功，银行将再次扣除。只要银行卡有余额，银行就会扣除费用，直到扣除全额服务费为止。只要用户还在使用银行卡，银行卡内肯定会有余额，银行在扣除足够的手续费后，不会再扣除。如果卡上没有余额，银行仍然从卡上发起扣费。

银行卡服务费扣款失败会导致银行卡欠费，欠费状态的银行卡无法注销，用户必须还完欠款才能注销。如果连续三个月没有扣除费用，系统将停止自动扣除月费，并暂停发送短信。系统自动扣除费用后，服务费业务才能恢复。用户可通过柜台、个人网银、个人掌上银行开通短信服务，只需按月缴纳服务费。

补缴银行卡服务费有哪些方式？

1.柜台渠道：用户拿着本人有效身份证件、开通消息服务的银行卡在全国任一网点都可以补缴欠费。

2.个人网银：安全>消息服务>消息服务缴费。

3.个人掌银：首页>全部>助手>短信通知。

另外，通过个人网银、个人掌银渠道补缴欠费，不用验证安全介质，用户欠费时才能看到缴费菜单。

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